Nowadays, it’s getting harder and harder to hang on to a buck. If you’re like most people, you’re living paycheck-to-paycheck, and if that’s not bad enough, that paycheck is paying for even fewer goods and services than it did before. One emergency can leave you with nowhere to go financially. Luckily, there is a solution to your money woes. There are title loans that can help you in your time of need. With these loans, you can take care of any expenses that have been causing you to lose sleep. A title loan is a quick way to get money by using your car or motorcycle’s original title document as collateral.
As long as there are no liens or loans on your car, and you are 18 years old or older, you can get the money you need, even if you have bad credit or are unemployed. It’s easy to qualify for the loan, and it’s easy to apply for the loan as well. You don’t even need a bank account to get a title loan. To get a title loan, all you have to do is fill out the easy loan application online, visit a title loan location with the supporting documentation, sign the paperwork and get your money.
Application Process for Title Loans Laurel, Maryland
The application process couldn’t be simpler. Just go to the title loan provider’s website and enter the following information:
- The year your car was manufactured (it must have been made in the year 2000 or later)
- The make of the car
- The model of the car
- Style of the car (coupe, sedan, etc.)
- Mileage of the car
- Your name
- Phone number
- Email address
- The zip code where you live
A company representative will contact you to give you an estimate of your vehicle’s worth. They will answer any questions that you may have. Afterward, they will take you through the rest of the loan process, as well as, tell you what documentation is needed to close the transaction, and where you need to go to sign the loan paperwork. There are title loans in Laurel, there are title loans in Baltimore, and there are title loans in Maryland just waiting for you.
Legal Regulations for Maryland Title Loans
Automotive title loans are not allowed in Maryland. Depending on your location, you will be advised as to the nearest state, and the local address of a title loan office within that state. Either Delaware or Virginia can assist you in completed your title loan paperwork. To complete the loan process, you will have to bring the following with you:
- Car/Motorcycle title
- Photo I.D. (Driver’s License/Government-issued State I.D.)
- Proof of Income (Pay stubs/Bank Statements/Retirement/Unemployment Insurance)
- Proof of Residency (Utility bill)
- Your car
Your vehicle’s title document will be given to the title loan representative. It will be returned to you once you have made all of your loan payments.
- No long, complicated forms to fill out
- Bad credit/No credit is okay. The lien-free title is your loan collateral
- You don’t have to be employed. Just show your source of income
- You can get the money you need shortly after being approved
- You still own your car
You’ll be able to breathe a sigh of relief when you have your cash in hand. The ability to pay outstanding bills is well within your grasp. When you realize how easy it was, you’d ask yourself why you didn’t think of title loans in Laurel sooner.