Title Loans Waldorf, Maryland

The average home price and apartment rent is starting to become expensive for the people who are currently living there. With employment hard to come by, people who do not have college degrees are finding themselves in large amounts of debt. Unable to pay the bills, these people turn to bank loans. Their credit history is used for a loan amount, but if their credit is bad they get turned down. If fast cash is what you need, title loans in Waldorf is there for you. Title loan lenders will not turn you down based on your credit history. As long as you have a vehicle that is fully owned by you, you are able to get the cash you need for any expenses you come across.

Apply Online for Title Loans in Waldorf, MD

On this page, we provide a short application for you to complete. All we need to start you on this process is information about your vehicle and a way to contact you. Once you hit submit, our loan representatives will get a hold of you shortly. They are available to you for any questions you may have regarding the process, and what you need to do next to get your car title loan in Maryland. They will also provide as much service as they can for you, even going as far as looking for the title loan site in your area.

At the loan site, you will need to bring:

  • Photo ID
  • Proof of residencev
  • Car Title
  • Vehicle

Having the vehicle there allows the lender to verify the car title. The lender will also look at the vehicle, inside and out, to determine how much money you will be able to get. Since you have already applied with us online, the only thing the lender will need to do is to draw up your contract and you are free to drive off with the cash you need.

How do I get my car title?

Your car title can be obtained at the Waldorf MVA located at:

Address: 11 Industrial Park Dr, Waldorf, MD 20602

Phone: (410) 768-7000

At these following hours:

Monday-Friday: 8:30AM-4:30PM

Saturday: 8:30AM-12PM

Sunday: Closed

Why do you need my car title?

Title loans work in the same way as other loans; it needs collateral. While bank loans use your credit history to determine if you qualify for a loan, other secure loans will also need something in exchange. Some examples include real estate/property, or home equity.

Even though there is collateral, title loans are a better option. Getting a title loan involves less risks involved. In comparison, it is better to give up your car than your home, and even then some lenders may not even repossess your vehicle and work with your financial situation.

Another good thing about title loans is the choice of earlier payment. Other types of loans penalize their customers when making payments earlier than scheduled, with title loans you won’t have to worry about any consequences. If anything, our lenders welcome early payments.